THE MONEY GAME

Fiat Money: The Rumour of a Tax Collected Without Sending a Bill

Savers often think a bank takes one person’s money and lends it to another. In 2014, the Bank of England stated the opposite: when a bank makes a loan, it simultaneously credits the borrower’s account with a new deposit. That deposit did not exist before approval. When the loan is repaid, the related deposit is removed from the system. Most money used every day does not come from a printing press. It comes from…

⬛ CONFIDENTIAL MysteriesLab Editorial 8/27/2026 1 min read
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Savers often think a bank takes one person’s money and lends it to another. In 2014, the Bank of England stated the opposite: when a bank makes a loan, it simultaneously credits the borrower’s account with a new deposit. That deposit did not exist before approval. When the loan is repaid, the related deposit is removed from the system. Most money used every day does not come from a printing press. It comes from debts signed inside banks.

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