Banks create money when you sign debt. Your future is being weighed today

When it comes to money, many people imagine a simple cycle: person A deposits savings into a bank, bank lends that money to person B, then collects interest. But modern banking does not operate entirely as an intermediary vault. Most of the money we use is not physical cash. It is numbers in accounts, called bank deposits.

When it comes to money, many people imagine a simple cycle: person A deposits savings into a bank, bank lends that money to person B, then collects interest. But modern banking does not operate entirely as an intermediary vault. Most of the money we use is not physical cash. It is numbers in accounts, called bank deposits.

When it comes to money, many people imagine a simple cycle: person A deposits savings into a bank, bank lends that money to person B, then collects interest. But modern banking does not operate entirely as an intermediary vault. Most of the money we use is not physical cash. It is numbers in accounts, called bank deposits.

When it comes to money, many people imagine a simple cycle: person A deposits savings into a bank, bank lends that money to person B, then collects interest. But modern banking does not operate entirely as an intermediary vault. Most of the money we use is not physical cash. It is numbers in accounts, called bank deposits.